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Motor Gap Insurance in Horsham


BBi Horsham xxx

Why is Gap Insurance an Option


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Do not have to borrow additional amounts to replace vehicles with a similar model.

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Can help to quickly settle any outstanding finance/loans, thus helping maintain a positive credit rating.

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Can help keep important hard earned savings intact as these are often withdrawn to help bridge depreciation or deposit 'GAPS'.

Which Insurance Cover is right for you?

Cars, Light Commercials & Motorcycles

Cars, Motorcycles and Vans up to 3.5t 80,000 miles or less when GAP is incepted In Glasses Guide 8 years old or less Maximum Invoice Value up to £150k Maximum Benefit £25,000 24, 36,48 and 60 month terms available £250 policy excess included in benefit Contract hire and lease included Transferrable to replacement vehicle Pro-rata refunds (£35 insurer retention fee) 90 Days cover in European Union (subject to main policy cover being unaffected

Taxis

Prices are based upon the assumption that vehicles being used are family saloons and MPV's RTI to 180 days from date of purchase £250 policy excess included in benefit

Commercial Vehicles 3.5-7.5 tonnes

Vehicle weighing between 3.5 and 7.5 tonnes. Please note trailer units are not covered by this policy Purchase policy within 180 days of taking ownership of the Vehicle from a VAT Registered Dealership £250 policy excess included in benefit Finance GAP 3, 4 and 5 year terms In Glasses Guide 6 years old or less 80,000 miles or less when GAP is incepted 60,000k max value 15k max benefit

Commercial Vehicles 7.5-44 tonnes

Heavy Goods Vehicle (HGV) tractor unit or a rigid lorry weighing between 7.5 and 44 tonnes Please note trailer units are not covered by this policy Purchase policy within 180 days of taking ownership of the Vehicle from a VAT Registered Dealership £250 policy excess included in benefit Finance GAP 3, 4 and 5 year terms In Glasses Guide 6 years old or less 80,000 miles or less when GAP is incepted 100,000 max value 20k max benefit

Why do you need Gap Insurance

Up to 500,000 vehicles are declared a 'write off' each year
Your car / motorcycle / lcv / cv/ taxi is depreciating every second
A vehicle is stolen every 120 seconds in the UK (source: Drive and Survive 2006)
Motor insurers will pay only the depreciated value at the time of the claim
There is a motor vehicle insurance claim every 8 seconds of every working day
Vehicle key theft during robberies has almost doubled in the past 3 years (source: Drive and Survive 2006)

Why choose BBi Horsham for Breakdown Cover

Benefits of our policy specific to the area of travel

UK Breakdown Cover

Breakdown recovery to home or intended destination. Roadside recovery of the vehicle, driver and up to 7 passengers. Overnight accommodation (maximum £250.00 per incident). 24 hour hire car for alternative transport. An indication as to the nature of the problem.

European Breakdown Cover

Maximum trip of 21 days and total of 60 days per year. Roadside recovery of vehicle and up to £250.00 roadside labour costs. Up to £175.00 for immediate emergency repairs following attempted theft. Repatriation to the UK for the driver and up to 7 passengers. Car hire cover up to £70.00 per day to a maximum of £750.00. Overnight accommodation up to £125.00 per day per person (maximum £750.00). Emergency chauffeur to destination if the driver is incapacitated.

Policy Conditions & Exclusions

Maximum length of vehicle is 7 metres, maximum height of vehicle 3 metres. Maximum of 6 call outs during any one policy period. Excludes Hire and Reward cover (e.g. Taxis and Couriers). Vehicle must be kept in a good roadworthy condition and regularly maintained and serviced. Vehicles must be under 15 years old.