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Restaurant Insurance

BBi Horsham has a team of experienced account executives working with the UK’s leading insurers.

As a restaurant owner you will receive a full insurance review of the covers you require. We will ensure that the cover you get is the cover you need at a price that suits you.

At BBi Horsham we offer a high quality service to all of our clients with a 1-2-1 hands on approach so that you can have faith you are protected.

Why choose BBi Horsham for Restaurant Insurance

Market Leading Experts

We have been dealing with restaurants for over 45 years and have great working relationships with underwriters nationwide. Our experience has taught us that no two restaurants are the same and we apply this lesson in everything we do.

Tailored, Personal Service

A dedicated account handler will always be there for you. From finding the most suitable policy to giving advice on garaging and security.

Bespoke Cover

We only work with carefully selected insurers providing cover that can be arranged to your exacting needs. Whatever vehicle you need to cover we will create a programme that gives you the peace of mind that your world is fully protected.

Which Insurance Cover is right for you?



We have no limitation on the size of restaurants we can accommodate. From a small café to restaurant servicing over 500 covers a night. We have the right insurance solutions available.

Restaurant Chains

Restaurant Chains

Our insurers are able to port a portfolio of restaurants under the one policy. This gives more flexibility on premium discounts without jeopardising any aspect of cover.



Dance floors and live entertainment are becoming more common in restaurants and we have also had the capability to provide the right level of liability to ensure you are covered.

Why you need Restaurants Insurance

A standard restaurant package will only cover you for the basics. We go above and beyond to ensure to stone is unturned.

We like to understand your needs fully so that we can be comfortable knowing the in the event of a disaster you can have peace of mind knowing your properly covered.

What Restaurants Insurance right for you?

Employers Liability

£10,000,000 limit of indemnity as standard. Higher limits available. Covers your legal liability to insure your employee’s for death or injury sustained in the course of their employment.

Stock Cover

This cover will essentially combined your business and personal insurances together. Your own personal belongings will be insured whilst at your premises and can be extended to cover whilst away.

Business Interruption

Based on the gross profit of the business. BI cover will income loss to your business after an insured incident. It is vital to ensure the business remains stable after a disaster and BI cover will do this.

Why use BBi Horsham?

Our Heritage

As independent Chartered Insurance Brokers with over 50 years’ experience, we have impartial long standing relationships. This gives us access to new and exciting markets.

Dedicated Account Manager

Responsible for the management of your cover, giving you one point of contact for all your insurance requirements and backed by a team of professionals.

Local, In House Claims Team

At BBi, we offer extra support when you need us most. Our local team manage all claims from notification to settlement ensuring we protect your interests.

Competitive Premiums

Our recommendations will always be competitive but we will also explain when there are major policy cover differences, which can often influence your decision.

We’ve Got You Covered

We have specialist teams providing expert advice that arrange cover for all classes of business insurance, property portfolios as well as financial planning and wealth management.

One Stop Shop

BBi have access to all types of markets which can provide competitive premiums for High Net Worth Household, Private Motor, Family Fleet, Travel and Personal Accident.